Prepay vs monthly cash flow impact
Compare annual prepay cash flow to monthly billing. Understand the runway impact and revenue tradeoffs.
Upfront cash
See how much cash hits in month one.
Runway impact
Compare annual cash totals to monthly billing.
Revenue tradeoffs
Understand the discount impact on ARR.
Enter pricing assumptions
Model how much cash you collect with annual prepay.
Founder tip
Use annual prepay to boost runway before a fundraise, but monitor churn and renewal risk.
Cash flow summary
Compare monthly billing to annual prepay.
Upfront cash (month 1)
$141,768
Year 1 cash with prepay
$446,688
Year 1 cash (monthly only)
$475,200
Cash delta
-$28,512
ARR impact
-$28,512
Why prepay planning matters
Prepay boosts short-term cash but lowers ARR. Use this tool to align sales incentives with runway goals.
Keyword focus
Search intent: "prepay discount calculator", "annual prepay cash flow", "ARR impact".
FAQs
Why offer annual prepay?
Annual prepay can boost cash up front, extending runway and lowering churn risk.
What is the tradeoff?
Discounting annual plans reduces total ARR, so balance cash needs with long-term revenue impact.
How do I estimate uptake?
Look at your historical annual plan adoption or run pricing experiments to estimate uptake.
Is my data stored?
No. All calculations run locally in your browser and nothing is stored on the server.